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Pre-qualification is an informal determination by a lender stating how much you can afford.
Pre-approval is a guarantee in writing by a lender to grant you a loan up to a specified amount.
Loans are available from many sources, including mortgage companies, savings and loan institutions, banks and credit unions. In order to find the best home loan for you, contact several lenders to discuss the options they offer, their rates, closing costs, and other fees.
Fixed Rate Mortgage Loan
FHA Federal Housing Administration Loan
VA Veteran Affairs Mortgage Loan
USDA home loans
Adjustable Rate Mortgage ARM
Second Home or Investment Property