Tag: Sandpoint Real Estate for Sale

Sandpoint Idaho Sellers are Cutting Prices
Why So Many Home Sellers Are Cutting Prices Right Now

Price reductions have become increasingly common in today’s housing market, but what a price cut means can look very different depending on whether you are selling a home or shopping for one.

Sellers may see a reduction as giving up money they hoped to receive. In some cases, that can be true. But in many situations, the issue is simply that the market has changed since the home was originally listed.

Buyers, meanwhile, may assume a home with a reduced price has a problem hiding behind the lower number. That isn’t necessarily the case.

So, what is behind the growing number of price reductions, and what should buyers and sellers understand about them?

42% of Homes for Sale Have Had a Price Reduction

According to HousingWire Data, the percentage of sellers reducing their asking price has increased for 7 consecutive months (see chart below).

More than 4 out of every 10 active listings have now experienced at least one price cut, with the typical reduction coming in at about $17,560 from the original asking price.

Several factors are contributing to that trend. Mortgage rates remain elevated, while buyers have more homes to consider. That gives buyers more opportunity to wait, compare properties and negotiate before making a decision.

For sellers, that makes accurate pricing from the beginning more important than ever. For buyers, it creates more opportunities to negotiate.

What does that mean for you?
- If you’re selling, a price reduction isn’t automatically a warning sign. It is, however, a reminder that pricing correctly from the start matters. The housing market can change quickly, and even a home that was competitively priced when it hit the market can become overpriced a few weeks later. If that happens, adjusting the asking price to reflect current market conditions can bring the property back in line with what today’s buyers are willing to pay.
- If you’re buying, don’t automatically assume a reduced price means there is something wrong with the property. With price reductions now affecting more than 4 in 10 active listings, many sellers are simply adjusting their expectations to reflect current market conditions. For buyers dealing with affordability challenges, those adjustments may create additional room for negotiation.
Why Sellers Are Adjusting Asking Prices More Quickly

HousingWire Data also shows that national list prices are moving lower. That can indicate sellers are becoming more realistic about pricing rather than starting high and waiting until later to make larger reductions.

National list prices are now about $26,000 below last year’s peak.

There is also a seasonal factor to consider. Asking prices often soften during the winter months before beginning to rise again as the spring market gets underway. That means some additional movement in asking prices could occur before the market turns upward again (see chart below).

Jake Krimmel, Senior Economist at Realtor.com, explains:

“That is good news for buyers, who are seeing lower asking prices and more room to negotiate, but it is also good news for sellers: Pricing to today’s demand is helping homes move and keeping more transactions alive in a high-rate environment.”

The takeaway is fairly straightforward: with mortgage rates still elevated, buyers have limits on how far they can stretch. Sellers who price their homes according to current demand may have a better opportunity to attract buyers than those waiting for yesterday’s prices to return.

And when a price adjustment is necessary, recognizing it sooner can be preferable to allowing a home to sit on the market while the gap between the asking price and buyer expectations grows.

Buyers Have More Room to Negotiate

The balance between buyers and sellers is also changing.

According to Redfin data, sellers now outnumber buyers by about 58%, representing the widest gap on record (see chart below).

That shift changes the negotiating environment and is something homeowners should consider when determining an asking price. Nationally, about 7 in 10 markets now favor buyers or are moving in that direction.
- For sellers, getting noticed requires more than simply putting a home on the market. Buyers have more properties to compare, so condition, presentation, pricing and flexibility can all play a role. Offering help with closing costs or being flexible about timing, for example, may make a difference when buyers are comparing similar homes.
- For buyers, increased inventory and greater seller competition can provide more opportunities to negotiate. Depending on the property and circumstances, that could include asking for a lower purchase price, requesting help with closing costs, negotiating repairs following an inspection, or combining several of those requests. Homes that have been sitting on the market for several weeks may provide additional opportunities for those conversations.
Bottom Line

Price reductions are becoming a more common part of today’s housing market. For sellers, current conditions make accurate pricing and the ability to respond to changing market conditions especially important. For buyers, more price adjustments and increased seller competition may create additional opportunities to negotiate.

The national numbers provide useful context, but real estate is ultimately local. Let’s take a look at what is happening with home prices and buyer activity in your neighborhood so you can make informed decisions before listing a home or submitting an offer.

‘Experience the Difference’ working with a full-time professional Sandpoint Realty Realtor, because you deserve someone who understands what matters most.
September 24, 2026
Selling Your North Idaho Home In 2025? Here’s What Buyers Want (And How T
Thinking about listing your North Idaho home in 2025? If so, you’re smart to start planning ahead. With North Idaho housing inventory rising in many market segments, including Sandpoint-Bonners Ferry-Priest River-Sagle and more, today’s sellers need more than just a “for sale” sign to stand out. 1
The good news? You can still make a strong impression and command top dollar—if you know what today’s buyers are really looking for.
We’ve outlined six of the top homebuyer priorities in 2025, along with a clear action plan to help you position your property for success. Whether you’re weeks or months away from listing, these insights will help you attract serious offers and maximize your return. Even if you don’t plan on selling you North Idaho home in the near future, keeping these items in mind while living there will make the process easier when you do sell, not to mention the increased Idaho living pleasure of a well maintained Sandpoint Idaho area home.

BUYER PRIORITY #1: Move-In-Ready Condition
Buyers want homes that are ready to enjoy from day one. In fact, a recent survey found that 94% of buyers said it was either “very important” or “somewhat important” to buy a home that’s move-in ready.2 Properties that feel fresh and well-maintained are far more likely to attract competitive offers.
Seller Action Plan:
- Refresh your interior. This might include painting rooms in neutral, contemporary colors and swapping outdated fixtures for more modern alternatives. We may also recommend that you take down heavy drapery or dated blinds to brighten your space and clean or replace flooring to create a clean and cohesive look.
- Fix anything that’s broken. If something isn’t working quite right, repair it now. Provide maintenance records, if you have them, and consider a pre-listing inspection to identify potential issues early—helping avoid delays or negotiations later. We can advise you on the best course of action given your circumstances and your home’s condition.
- Strategically enhance kitchens and bathrooms. Modern kitchens and bathrooms are a major selling point for many buyers.3 While you don’t necessarily need a full remodel, smaller updates—like replacing kitchen appliances or retiling a bathroom shower—can make a big difference. At a minimum, ensure all surfaces–-including cabinets, countertops, and floors—are clean and in good condition, and address any grout issues or needed repairs.
Our team can help you identify and prioritize strategic improvements that will maximize your home’s appeal and market value. Contact us for a free evaluation!

BUYER PRIORITY #2: Flexible Closing Timelines
Many of today’s buyers are juggling complicated schedules and circumstances, especially if they need to time the sale of their current home with the purchase of their new one. If you are able to offer a flexible closing timeline, it can deliver an advantage.
Seller Action Plan:
- Define your ideal timeline and explore your level of flexibility. We can discuss your goals and expectations for a closing timeline and consider how much flexibility you might be able to offer buyers. This will depend on your specific circumstances, but additional leeway can be helpful.
- Make a plan to get out of your home quickly if needed. Some buyers need to move out of their current home quickly or relocate by a certain date to start school or a new job. Therefore, they may require an accelerated closing timeline. These buyers will be particularly interested in finding sellers who are willing and able to accommodate a fast closing. Worried about finding a new home if yours sells quickly? We can help you assess your options.4
- Leverage your real estate agent’s negotiation expertise. Closing dates can be tricky to navigate. As experienced professionals, we can help you work through the details to arrive at a mutually beneficial arrangement for you and the buyer.
Trying to figure out a plan for your move? Schedule a free consultation to discuss your specific selling timeline and explore flexible closing options.

BUYER PRIORITY #3: Assistance & Incentives
The high cost of purchasing a home leaves many homebuyers financially tapped out. Offering strategic assistance and incentives can make your property stand out and attract a larger pool of potential purchasers. That’s why, in a recent survey of real estate agents, the majority recommended offering some type of homebuyer incentive.5
Seller Action Plan:
- Consider closing cost assistance. Closing costs remain a significant barrier for many homebuyers, especially first-timers or those with limited savings. You might cover some of these expenses—such as mortgage fees or the buyer’s agent commission—using proceeds from the sale6. This type of assistance can make a big difference in helping buyers afford your home.
- Evaluate the value of a mortgage rate buydown. Another option popular with buyers is a temporary or permanent mortgage rate buydown.7 This means that you pay a lump sum upfront to reduce their mortgage rate (and their monthly payments), making a home purchase significantly more affordable for buyers.
- Offer an improvement allowance or home warranty. For homebuyers who are already stretched financially, the cost of home improvements and repairs can be a big concern. One way to alleviate those concerns is to offer a home improvement allowance. For example, you could offer to pay a set amount toward new kitchen appliances or to replace worn carpeting. Another solution is to offer buyers a one-year home warranty from a reputable provider.
The most effective incentive strategies will depend on your specific property and its target buyers. Our team can help you identify creative and impactful options tailored to your home.

BUYER PRIORITY #4: Curb Appeal
A well-maintained and visually appealing exterior, often referred to as “curb appeal,” is essential for generating interest and bringing buyers in the door. In fact, 97% of Realtors say that curb appeal is important to buyers, and research indicates that properties with strong curb appeal tend to sell faster and for higher prices.8
Seller Action Plan:
- Maintain an immaculate exterior. Ensure your landscaping is well-maintained while it’s on the market, with your lawn mowed, hedges trimmed, and flower beds weed-free. If this isn’t your strong suit, invest in a professional service. When it comes to your home itself, a welcoming entrance with a clean, freshly painted front door and updated hardware can make a big difference.
- Address visible exterior elements. Inspect and touch up any peeling or faded paint on the siding or trim, and repair or replace any damaged siding or roofing. Check that your walkways and driveway are in good condition and that your outdoor lighting is sufficient and in working order.
- Keep things clean. Thoroughly power wash the siding, walkways, driveway, and any other exterior surfaces to remove dirt, grime, and mildew. Clean all windows and screens, both inside and out, to maximize natural light and improve the overall appearance of your home.
We’re happy to offer specific recommendations to enhance your property’s curb appeal and to refer you to landscapers, painters, and other professionals for help.

BUYER PRIORITY #5: Functional Spaces
Today’s buyers often prioritize properties that offer flexible and functional living spaces capable of adapting to their evolving needs, ranging from entertaining to remote work.9 This includes the increasing importance of reliable, high-speed internet connectivity, which has become essential for work and school, smart home technology, and overall modern living.
Seller Action Plan:
- Showcase versatile spaces to highlight their adaptability. Stage rooms to demonstrate their potential for various uses, such as a dedicated home office, a guest room that can also serve as a workout space, or a flexible living area that can accommodate a reading nook.
- Highlight storage and organization solutions. Functional living isn’t just about primary spaces—it’s also about smart storage. Showcase built-in shelving, closet systems, and other storage solutions that help keep the home organized and clutter-free. This gives buyers a sense of ease and livability.
- Keep connectivity in mind. Today’s buyers want high-tech capabilities without sacrificing style.10 High-speed internet access has become increasingly important, and technology features—like home automation systems and built-in charging stations—offer seamless integration while preserving a clean, modern aesthetic. If your home features any coveted technology features, be sure to highlight them.
Our team can help you stage your home to attract more potential buyers. Reach out for our recommendations!

BUYER PRIORITY #6: Energy Efficiency & Sustainability
With rising utility costs and a focus on environmental responsibility and clean living, buyers are looking for homes with eco-friendly features.11 A few small changes can help you make the most of that desire and draw in conscious buyers.
Seller Action Plan:
- Incorporate and highlight sustainable materials. Buyers are increasingly drawn to homes that feature eco-conscious design choices. If you’ve used sustainable materials—like bamboo flooring, recycled glass countertops, low-VOC paints, or reclaimed wood accents—make sure to highlight these details. They not only enhance your home’s aesthetic but also signal a thoughtful, environmentally responsible approach to design.
- Install energy-efficient features. While it isn’t always cost-effective to add these features solely to sell your home, if you plan on making any upgrades to windows, systems, or appliances, keep energy efficiency in mind. You may also want to consider upgrades like a smart thermostat that can both help cut utility bills and show potential buyers that your home is loaded with the latest technology.
- Take steps to reduce energy loss throughout the home. Simple upgrades like sealing gaps around doors and windows, adding weather stripping, or insulating the attic can significantly improve a home’s energy efficiency.12 These improvements may seem small, but they can lower utility bills and demonstrate to buyers that the home has been well maintained with long-term savings in mind.
We can help you identify the most impactful energy-efficient upgrades and highlight your home’s sustainable features to attract today’s eco-conscious buyers.

Partnering for Success: Your Strategic Advantage in Today’s Market
Successfully selling your home in today’s competitive and ever-evolving market requires more than luck—it demands insight, preparation, and expert strategy. By aligning your listing with the priorities of today’s buyers, you’ll position your property to stand out and sell faster for top dollar.
Our team is here to guide you every step of the way. From personalized recommendations and trusted vendor referrals to strategic pricing and marketing, we’re committed to helping you achieve a smooth and profitable sale.
Ready to take the next step? Contact us today for a complimentary home value assessment and customized sales plan designed to make your property shine. Let’s work together to turn your real estate goals into reality!

The above references an opinion and is for informational purposes only. It is not intended to be financial, legal, or tax advice. Consult the appropriate professionals for advice regarding your individual needs.

Sources:
1. The Mortgage Report – https://themortgagereports.com/111334/monthly-for-sale-home-listings
2. Bright MLS – https://brightmls.com/article/what-will-homebuyers-want-in-2025
3. Homelight – https://www.homelight.com/blog/which-renovations-increase-home-value/
4. Homelight – https://www.homelight.com/blog/buyer-how-to-buy-a-house-while-selling-your-own/
5. Homelight – https://www.homelight.com/blog/real-estate-top-agent-insights-for-end-of-year-2024/
6. Federal Housing Finance Authority – https://www.fhfa.gov/blog/insights/opening-new-doors-overcoming-obstacles-to-attain-affordable-homeownership
7. LendingTree – https://www.lendingtree.com/home/mortgage/buydown/
8. National Association of Realtors – https://www.nar.realtor/research-and-statistics/research-reports/remodeling-impact-report-outdoor-features#
9. Yahoo – https://www.yahoo.com/lifestyle/home-trends-buyers-looking-2025-151535883.html
10. Apartment Therapy – https://www.apartmenttherapy.com/2025-house-style-trend-prediction-real-estate-37448456
11. National Association of Realtors – https://www.nar.realtor/magazine/real-estate-news/sales-marketing/13-features-new-home-buyers-say-are-essential-desirable
12. EnergyStar – https://www.energystar.gov/saveathome/seal_insulate/why-seal-and-insulate
May 16, 2025
5 Roadblocks to Affordable North Idaho Homeownership
5 Roadblocks to Affordable North Idaho Homeownership (And Ways to Move Past Them)

Dreaming of a new North Idaho home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1
According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and elevated mortgage rates have caused monthly payments to balloon.2

Despite the challenges homeownership remains a top goal for many Americans. Fortunately, there are ways to turn your dreams of Sandpoint Idaho homeownership into reality! In this guide, we’ll explore five common roadblocks to affordable homeownership and actionable solutions to help you overcome them. Let’s break down those barriers so you can finally get the home of your dreams!

ROADBLOCK #1: I Don’t Have Enough Saved For A Down Payment

Many prospective buyers believe they need a 20% down payment to buy a home. But in reality, most conventional loans require just 3-5%. And, for buyers who qualify, there are a number of programs and mortgage options that can make a home purchase more accessible.
Down Payment Assistance Programs (DPAs) DPAs offer grants, loans, and other financial assistance to help with your down payment and closing costs. Many programs are specifically designed for first-time buyers, but there are also options for repeat homebuyers.3,4 These programs can significantly reduce the upfront costs of buying a home. We can help you find down payment assistance programs. Contact us to find out if you may qualify!
0% Down Government-Backed Mortgages If you qualify for certain government-backed mortgages, you may not need to come up with a down payment at all.5 While these loans, offered by the Department of Veterans Affairs (VA) and the United States Department of Agriculture (USDA), are not available to all buyers, they offer numerous benefits, including competitive rates and no down payment requirement.
- VA loans are available to U.S. military members, including veterans and surviving spouses.6 They do not require a down payment, though the buyer must pay a fee at closing.
- USDA loans are available to moderate to low-income buyers in certain rural areas.7 They do not require a down payment.
Family Gifts Did you know that 25% of first-time buyers in 2024 reported receiving down payment gifts or loans from family members or friends?8 In fact, a growing number of Baby Boomers are choosing to gift all or a portion of their heirs’ inheritance before they pass away.9 Some financial advisors even recommend this as part of their client’s estate plan. Just be sure to follow the proper procedures to document these types of gifts, if you’re fortunate enough to receive them.10
Existing Home Equity Due to record-high real estate gains over the past few years, if you already own a home, you may have more equity than you realize.11 This equity (or difference between your home’s current value and what you owe on your mortgage) could go toward a down payment on a new property. Wondering how much equity you have in your current home? Reach out for a free home value assessment.

ROADBLOCK #2: I Can’t Afford the Monthly Payment

Worried about those monthly mortgage payments? High interest rates and rising costs can make mortgage payments feel daunting. But there are strategies to reduce your monthly burden.
Explore Alternative Mortgage Terms The traditional 30-year fixed-rate mortgage isn’t the only kind of loan out there. Options like adjustable-rate mortgages (ARMs) or hybrid mortgages can offer lower initial rates.12, 13 Some buyers opt for these if they plan to sell the home before the initial rate term ends or refinance down the road. A lower mortgage rate can significantly lower your monthly payment. However, it’s important to understand the risks involved so you can weigh the pros and cons before deciding.
Consider Discount Points Buying discount points—a process also known as a permanent rate buy-down—is another great way to limit your monthly costs.14 Essentially, this strategy involves prepaying a fee to lower your interest rate across the life of your loan. If a seller is especially motivated, they may be willing to pay for discount points for the buyer to close the deal on a home. In some cases, we can help you negotiate these types of seller concessions.
Ask About Seller Financing or an Assumable Mortgage Here are two less common options you might not have considered:15
- Seller Financing – The seller acts as the bank, offering you potentially better terms than a traditional mortgage.
- Assumable Mortgage – You take over the seller’s existing mortgage with a lower interest rate than what’s currently offered by lenders.
Note that these options may or may not be possible for you depending on the seller, the home, and the type of mortgage, but they are worth exploring—and we can help.
Co-Buy with Family or Friends A growing number of homebuyers are returning to multigenerational living or are even buying a home with friends.16 This arrangement enables you to cut costs significantly while sharing both the time and financial responsibilities of homeownership. We can help you search for homes that are well suited for your group.
Purchase a Home with Income Potential You can generate extra income to offset your mortgage payments by purchasing a duplex, renting out a room or an accessory dwelling unit (like a garage apartment), or even listing your property on Airbnb. We work with investors and can help you find a property to meet your goals.

ROADBLOCK #3: I Can’t Qualify for a Mortgage

Qualifying for a mortgage can be a stressful process, especially if you have previously faced financial challenges. But you might be pleasantly surprised—there’s a lot you can do to improve your chances of success.
Boost Your Credit Score Your credit score is foundational when it comes to getting a mortgage.17 A higher score typically means a lower interest rate and more options. Take steps to improve your credit by paying bills on time, reducing debt, and checking your credit report for errors. Even a small improvement in your score can make a big difference. Pro tip: Avoid opening or closing credit cards or taking out other loans (like car or personal loans) if you plan to start home shopping in the near future.
Lower Your Debt-to-Income Ratio Lenders want to see that you can comfortably handle your debts. They assess this by calculating your debt-to-income ratio: your total monthly loan payments (including mortgage, car loans, student loans, and credit cards) divided by your gross monthly salary.18 Paying down other types of debt, like your car loan, will leave more space in your budget for a monthly mortgage payment.
Apply for an FHA Loan FHA loans are designed for buyers with less access to savings, as well as those with lower credit scores.19 Down payments on FHA mortgages can be as low as 3.5% with a credit score of 580 or above, or 10% with a credit score of 500 or above. Generally, the buyer’s debt-to-income ratio must be below 43%, with no more than 31% of income going to mortgage payments. These loans do come with some additional requirements, such as mortgage insurance (including an upfront premium of 1.75% at closing), a pre-purchase inspection, and borrowing limits that vary based on geographic area.
Consider Getting a Co-Signer Having a co-signer with a stronger credit history or more income can strengthen your application, but make sure you (and they) understand the risks and responsibilities involved.

ROADBLOCK #4: I Can’t Find a Home in My Price Range

Feeling frustrated by the lack of affordable homes on the market? Unfortunately, this is a common problem.20 But with a little flexibility and guidance, it’s possible to find a great property to fit most budgets.
Expand Your Home Search You may need to search outside your target area. In many markets, home prices vary drastically within the span of miles.21 Being open to exploring alternative neighborhoods or those farther from town can open up surprising possibilities. As local market experts, we can help you discover hidden gems and up-and-coming neighborhoods. Reach out for a complimentary consultation.
Revisit Your Must-Haves Take a close look at your “must-have” list. Are there any features you can compromise on to expand your options and find a more affordable property? For example, do you really need two bathrooms, or could you settle for a single bathroom with space to add a second one in the future? These types of compromises can sometimes shave tens of thousands off your purchase price. We’re happy to offer our thoughts on the features that you’re likely to find within your budget.
Consider Fixer-Uppers Looking to cut purchase costs? Don’t shy away from homes that need a little TLC.22 Fixer-uppers usually come with a lower price tag, and you can personalize the renovations to your taste. Just be sure to factor in the cost of repairs and renovations when determining your budget—and to be realistic about your own home repair skills! If you’re interested in exploring fixer-upper opportunities, we can help you identify properties with potential and connect you with reliable contractors.

ROADBLOCK #5: I’m Overwhelmed by the Process

Buying a home can feel like navigating a maze. Between searching for properties, securing financing, negotiating contracts, and handling paperwork, the process can quickly become overwhelming. But you don’t have to do it alone! We can simplify every step, helping you stay organized, informed, and confident in your decisions.
Find the Right Home Faster The sheer number of listings on the market can be daunting, and homes that meet your criteria may not always be easy to find. Our team can:
- Save you time by narrowing down homes that fit your budget, needs, and lifestyle.
- Get you access to off-market and pre-listing properties that aren’t widely advertised.
- Provide insights on local market trends to help you make a competitive offer.
Navigate Financing & Paperwork With Ease Real estate transactions involve complex contracts, legal documents, and lender requirements. One misstep could delay your purchase—or even cost you your dream home. We will:
- Help you find down payment assistance or grants that you may not be aware of.
- Explain mortgage options and connect you with reputable lenders.
- Ensure all purchase documents are accurate and deadlines are met.
Score the Best Deal Many buyers worry about overpaying for a home or getting stuck with costly repairs, but we know how to:
- Use expert negotiation tactics to secure the best possible price.
- Identify hidden costs so you aren’t caught off guard at closing.
- Negotiate repairs or seller concessions to save you money.
Streamline Inspections & Closing The home inspection and closing process can bring last-minute surprises. We avoid these by:
- Helping you interpret inspection reports and advising on necessary repairs.
- Coordinating with lenders, appraisers, and title companies to keep everything on track.
- Preparing you for closing day so you know exactly what to expect.
Benefit From Ongoing Support Our relationship doesn’t end once you get the keys. We always go the extra mile to:
- Recommend trusted contractors for renovations and repairs.
- Help you make strategic upgrades through complimentary real estate consultations.
- Provide market updates in case you want to refinance or sell later.
The bottom line? You don’t have to navigate this process alone. When you work with us, you’ll have a trusted partner to handle the complexities, answer your questions, and ensure everything goes smoothly from start to finish.

LET’S TURN ROADBLOCKS INTO STEPPING STONES TOWARD YOUR DREAM HOME

Buying a home may come with challenges, but none of them are impossible to overcome. With the right strategies, resources, and expert guidance, you can navigate these obstacles with ease.
Whether you’re worried about saving for a down payment, qualifying for a mortgage, or finding the right home in your price range, there are solutions available to help you move forward. The key is to stay informed, explore all your options, and work with professionals who can guide you every step of the way.
Our team is here to help you find the right home, secure the best financing, and negotiate the best deal—without the stress and uncertainty of doing it all yourself. Let’s turn your homeownership dreams into reality. Contact us today to get started!

The above references an opinion and is for informational purposes only. It is not intended to be financial, legal, or tax advice. Consult the appropriate professionals for advice regarding your individual needs.

SOURCES:
1. Bankrate – https://www.bankrate.com/mortgages/home-affordability-report/#unaffordability
2. Nerdwallet – https://www.nerdwallet.com/article/mortgages/2025-home-buyer-report
3. Bankrate – https://www.bankrate.com/mortgages/first-time-homebuyer-grants/#types
4. Down Payment Resource – https://downpaymentresource.com/
5. Bankrate – https://www.bankrate.com/mortgages/types-of-mortgages/#government-backed
6. Bankrate – https://www.bankrate.com/mortgages/understanding-va-loans/
7. Bankrate – https://www.bankrate.com/mortgages/what-is-a-usda-loan/
8. National Association of Realtors – https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers
9. Business Insider – https://www.businessinsider.com/boomers-not-waiting-pass-inheritance-wealth-transfer-millennials-need-it-2024-7
10. Experian – https://www.experian.com/blogs/ask-experian/down-payment-gift-rules/
11. Bankrate – https://www.bankrate.com/home-equity/homeowner-equity-data-and-statistics/
12. Nerdwallet – https://www.nerdwallet.com/article/mortgages/adjustable-rate-mortgage-arm
13. Lending Tree – https://www.lendingtree.com/home/mortgage/what-is-a-hybrid-mortgage/
14. Investopedia – https://www.investopedia.com/terms/d/discountpoints.asp
15. Lending Tree – https://www.lendingtree.com/home/mortgage/what-to-know-about-owner-financing/
16. National Association of Realtors – https://www.nar.realtor/blogs/economists-outlook/home-for-the-holidays-the-rise-of-multi-generational-home-buying
17. Consumer Financial Protection Bureau – https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
18. Nerdwallet – https://www.nerdwallet.com/article/mortgages/debt-income-ratio-mortgage
19. Bankrate – https://www.bankrate.com/mortgages/what-is-an-fha-loan/#requirements
20. Bankrate – https://www.bankrate.com/real-estate/low-inventory-housing-shortage/
21. Realtor – https://www.realtor.com/advice/buy/priced-out-of-dream-neighborhood-cheaper-alternative/
22. This Old House – https://www.thisoldhouse.com/buying/21017198/buying-a-fixer-upper-house
April 25, 2025
Extreme Sandpoint – Naples Idaho Low Temps ! !

North Idaho is forecasted for extreme low temps this coming week after Super Bowl Sunday. Wunderground Weather is the service I have come to most trust with their predictions. As unpredictable as the weather may be.

What we should be concerned about and very cognizant of, is the 5 to 6 days of not going above freezing temperatures in North Idaho. This means, should your pipes freeze during the extreme lows at night, the day temperatures never help in unfreezing the pipes. The freezing pipes with the temps remaining below freezing only grow more difficult to thaw.

Being aware of this possible issue solves the ugly possibility of frozen water pipes. Simply having a drip of water, be sure both hot and cold dripping, at every faucet keeps the water moving enough to keep from freezing. I personally feel more comfortable when in single digits keeping it at a steady dribble rather than a drip. Also with the single digits I will open cabinet doors to allow heat into other wise cooler areas.

Make it a safe winter in North Idaho. Be aware of your surroundings and how best to prepare for these type of temperatures. Be safe, stay healthy.

February 8, 2025
North Idaho Remodeling Projects with Spring Coming
4 Home Remodeling Projects with the Highest ROI

Ask any North Idaho homeowner about what they would like to change about their home, and most will say, “How much time do you have to discuss those items?
Home improvements (cue Tim Allen) or home remodeling projects can stem from a variety of motivations, like preparing your home to put on the market, adding space for a growing family, addressing outdated features or aesthetics, or fixing structural/functional issues with the home.

However, when it comes to Sandpoint Idaho Home Remodeling projects, too many people assume their project will proportionally increase the value of their home. Few actually consider the complete scope of return on investment (ROI), taking into account not only potential impact on resale value but also the total costs of time, labor, and materials. Some renovations may provide more “quality of life” ROI by improving comfort and aesthetics without significantly impacting resale value, while others can deliver notable financial returns.

Whether you’re looking to upgrade your Sandpoint Idaho living space, increase the equity of your Bonners Ferry Idaho home, or trying to make some quick changes to improve your resale price, here are four remodeling projects with the highest ROI and some tips on how to get them done.

Top 4 Home North Idaho Remodeling Projects with the Highest ROI

Before diving into specific projects, it’s important to understand how the data supporting these ROI estimates was gathered. This article references findings from the 2024 Cost vs. Value Report conducted by Zonda Media, a reputable research firm in the real estate and construction industries. The report’s ROI figures are based on national averages for both the cost of materials and labor, which means that regional differences (ie: Idaho or more specifically North Idaho) may lead to variations in actual returns.

1. Garage Door Replacement
- Job Cost: $4,513
- Resale Value: $8,751
- ROI: 193.9%
Replacing an old garage door is one of the simplest ways to dramatically boost your home’s curb appeal—and it happens to deliver the highest ROI of any remodeling project. The impact is largely due to the prominent visual space a garage door occupies on a home’s exterior. A sleek, modern garage door can make your entire facade look fresher and more attractive to buyers.

Garage doors with the highest ROI include insulated steel doors with modern paneling, custom carriage-style doors, and those featuring windows or decorative hardware. These options not only enhance the home’s exterior aesthetics but also improve functionality and energy efficiency.

2. Steel Entry Door Replacement
- Job Cost: $2,355
- Resale Value: $4,430
- ROI: 188.1%
Upgrading to a steel entry door is a simple yet impactful change that can drastically improve both the look and energy efficiency of your home. Steel doors cost less than wood ones, giving you a cost effective way to make a big impact on the curb appeal of a home, without sacrificing performance, life span, or durability.

Why It Works:
- Cost-Effective Curb Appeal: Steel doors are less expensive than wood but provide a similar aesthetic boost. This makes them a budget-friendly way to enhance a home’s exterior.
- Energy Efficiency: Many steel doors come with insulating cores, which can help keep your home comfortable year-round and lower energy bills.
- Increased Security: Steel doors are harder to break into, providing an added layer of safety that appeals to security-conscious buyers.
3. Manufactured Stone Veneer
- Job Cost: $11,287
- Resale Value: $17,291
- ROI: 153.2%
Manufactured stone veneer (MSV) is a high-ROI project because it delivers a striking visual upgrade at a relatively moderate cost. MSV is an artificial cladding material designed to mimic the look of natural stone, making it a cost-effective way to add texture and sophistication to your home’s exterior.

Why It Works:
- Strong Visual Impact: Stone veneers add depth and elegance, creating an upscale appearance that can significantly boost curb appeal.
- Durability and Low Maintenance: Unlike natural stone, MSV is lightweight, easier to install, and resistant to wear and tear.
- Perceived Value: Even though it’s a faux material, MSV adds an air of luxury and craftsmanship that can make your home more appealing to buyers.
Pro Tip: Use manufactured stone veneer to accentuate specific areas, such as around the entryway or along the lower portion of the facade, for maximum visual impact without overspending.

4. Minor Kitchen Remodel (Midrange)
- Job Cost: $27,492
- Resale Value: $26,406
- ROI: 96.1%
According to Homelight’s “Top Agent Insights End of Year 2024 Report”, “88% of agents say that upgraded kitchens and appliances are one of the best selling points for homes”–a significant increase from the previous year. https://homelightblog.wpengine.com/wp-content/uploads/2024/12/homelight-top-agent-insights-end-of-year-2024-report.pdf

The trick to ROI with a kitchen remodel is the budget, and how you decide to balance what to upgrade, the quality of materials, and how much to work within the existing layout. For example, you can make a big impact with less expense if you keep your current cabinet boxes but upgrade the doors and hardware. However, if you strike that balance, you can recoup much of your investment. If you’re looking to sell, an updated kitchen will appeal to buyers, which can also help your home stand out and sell faster.

Why It Works:
- High Buyer Interest: Kitchens are a focal point for most buyers, so even modest improvements can make a significant impact.
- Affordable Upgrades: By focusing on midrange materials—such as quartz countertops, midrange appliances, and refaced cabinets—you can keep costs manageable while still delivering a fresh look.
- By keeping the existing layout and avoiding costly structural changes, you can modernize your kitchen while keeping costs down.
Key Takeaways for Homeowners

7 out of the 10 best ROI projects all have to do with improvements to the exterior of your home, which makes one thing very clear: Boosting the curb appeal of your Idaho home in a cost-effective manner will give you the best ROI if you’re thinking about selling this year.

If you look at the current housing market, you can start to see why that is. In the post-pandemic frenzy, buyers had to accept whatever they could find. However, housing inventory has increased over the last couple of years, giving buyers more options. Additionally, due to high-interest rates and affordability issues, the current market favors older, move-up home buyers who are sitting on equity, and these buyers can afford to be pickier about the home they buy.

You can see these trends play out in the “Top Agent Insights End of Year 2024 Report” conducted by HomeLight:

Given these trends, it’s no wonder that the remodeling projects with the best ROI are those that make the home stand out from other homes in the area and leave a strong impression with potential buyers.

Conversely, the projects with the lowest ROI involve major remodels or upscale materials. Anytime you alter the footprint of a home—such as by moving walls or adding square footage—you’ll incur higher costs and lower returns. Unless you’re a general contractor or a skilled DIYer, these high-end renovations typically aren’t worth it from a purely financial perspective. The one caveat is if you’re in a market where high-end appliances and materials are the rule not the exception.

How to Get Started on a Remodeling Project

Starting a remodeling project can feel overwhelming. Here’s how to set yourself up for success:

1. Outline Your Project Goals:
Before you dive into the nitty-gritty of remodeling, take a step back and clarify what you hope to achieve.

Are you remodeling to improve aesthetics? To improve functionality or comfort for your family? To prepare your home for the market or boost your resale value? Is it an essential repair? After you decide on why you’re doing it, you can take a step back and decide what is worth the cost to you.

2. Get inspired:
Take time to gather ideas and give shape to your vision. Whether you’re updating a single room or tackling a whole-house remodel, these resources can inspire you:
- Houzz
  – A go-to platform for home remodeling ideas, complete with photos, product links, and even local contractor recommendations.
- Pinterest
  – Create mood boards for different rooms by pinning your favorite designs and layouts. You can also add ‘-pinterest’ to Google searches to find more targeted boards and collections of remodeling ideas on Pinterest.
- This Old House
  – Packed with articles, videos, and guides on home renovation projects, from DIY fixes to large-scale remodels.
- YouTube Channels: Follow popular home renovation YouTubers who share real-life projects, product reviews, and practical tips.
- Visit Local Showrooms: You can visit the showrooms or warehouses from local manufactures for ideas on fixtures, cabinetry, and counter tops.
- Open Houses – Stop by open houses in your area to get a feel for what’s popular and what other homeowners have done.
Local Remodeling / Contractor Websites: Many will post galleries and before/after images of their renovations, and these galleries can be a goldmine for practical remodeling ideas!

3. Prioritize your wants vs. needs:
Once you’ve gathered ideas, it’s time to separate the essentials from the extras.Must-Haves: These are the non-negotiable items—structural fixes, code-compliance upgrades, or critical repairs.

Nice-to-Haves: These are aesthetic choices or features that you’d like to include if your budget allows.A prioritized list will help you make tough decisions if costs start to climb or timelines get tight.

4. Create a scope and timeline:
Clearly defining what’s included (and excluded) in your remodel is critical for staying on schedule and within budget.What’s Included: Are you only updating finishes and fixtures, or are you changing the layout and moving walls?
Project Phases: If you’re remodeling multiple areas, consider breaking the project into phases to manage timelines more effectively.
Whether you’re updating your home to sell or simply want to enjoy a more modern space, focusing on high-ROI projects is a smart strategy. From replacing your garage door to enhancing your home’s exterior with stone veneer, these upgrades can boost both your home’s value and appeal.

Curious about what features are popular in your neighborhood? Thinking of moving and wondering what remodeling projects, if any, you should do before listing? Want recommendations on contractors? I’m happy to help!
Expected Timelines: Be realistic about how long the project will take, especially if you’re working around major life events or seasonal weather.

5. Set a realistic budget:
Start by researching the typical costs for your specific type of remodeling project in your area. Resources like Remodeling Magazine’s Cost vs. Value Report, HomeAdvisor, and NAHB provide national and regional averages for popular renovations like kitchens, bathrooms, and additions.

6. Include a Contingency Fund:
Even with thorough planning, unexpected costs seem to always arise. Many experts recommend setting aside 15% – 30% of your total budget for contingencies.

7. Research contractors & Get Multiple Quotes:
If you’re hiring contractors, request at least three detailed quotes to compare prices and scope of work. Make sure to clarify what’s included in each quote to avoid misunderstandings. And use your checklist below for some tips on hiring a contractor!Checklist for Hiring a Contractor
Finding the right contractor is crucial for a successful remodeling project. Here’s a quick checklist to help you hire the right professional:Get recommendations from friends, family, neighbors, and your real estate agent. Word of mouth is one of the most reliable ways to find a trusted contractor. Ask people you trust about their experiences and if they would hire the contractor again. After you have a recommendation, you can also search for reviews online.
Check credentials, licensing, and insurance. Verify that the contractor is licensed to work in your state. Most states have an online database for checking contractor licenses. You can also look for contractors certified by reputable organizations, such as the National Association of the Remodeling Industry (NARI).
Review past projects and ask for client references. Ask to see a portfolio of previous projects similar to yours. Pay attention to the quality of work and whether their style aligns with your vision.
Request detailed bids from multiple contractors. Ask for written estimates that break down costs into categories such as labor, materials, permits, and any additional fees. Compare bids carefully to ensure all contractors are quoting on the same scope of work.
Ensure the contract includes a clear scope of work, timeline, and payment terms.
Check references – A reputable contractor should have no issue providing references. Contact past clients and ask about their experience.

Avoid red flagsUnusually Low Bids: If a bid is significantly lower than others, it could indicate corner-cutting or hidden costs.
Pressure to Pay Upfront: A small deposit is normal, but never pay the full amount before work begins.
Lack of Written Contract: Never agree to verbal agreements only.
Poor Communication: If a contractor is difficult to reach or dismissive during the bidding process, this may continue during the project.
February 7, 2025
Sandpoint Mid-Year Market Update for 2024: What Buyers and Sellers Need to Know
Sandpoint Idaho Mid-Year Market Update for 2024: What North Idaho Buyers and Sellers Need to Know

This post written based on National information and can used as knowledge towards local North Idaho trends. Do contact me if you have questions more specific to our North Idaho areas. Even within Sandpoint areas there are many different niches which show themselves differently. But the overall trends remain very close to national statistics.

Last December, when the Federal Reserve projected a series of benchmark rate cuts in the coming year, some analysts speculated that mortgage rates—which had recently peaked near 8%—would fall closer to 6% by mid-2024.^1,2,3 Unfortunately, persistent inflation has delayed the central bank’s timeline and kept the average 30-year mortgage rate hovering around 7% so far this year.²

While elevated mortgage rates have continued to dampen the pace of home sales and affordability, there have been some positive developments for frustrated homebuyers. Nationwide, the inventory shortage is starting to ease, and an uptick in starter homes coming on the market has helped to slow the median home price growth rate, presenting some relief to cash-strapped buyers.⁴
There are also signs that sellers are adjusting to the higher rate environment, as a growing number list their properties for sale.⁴ Still, economists say a persistent housing deficit—combined with tighter lending standards and historically high levels of home equity—will help keep the market stable.⁵
What does that mean for you? Read on for our take on this year’s most important real estate news and get a sneak peek into what analysts predict is around the corner for 2024.

MORTGAGE RATE CUTS WILL TAKE LONGER THAN EXPECTED
At its most recent meeting on May 1, the Federal Reserve announced that it would keep its overnight rate at a 23-year high in response to the latest, still-elevated inflation numbers.⁶
While mortgage rates aren’t directly tied to the federal funds rate, they do tend to move in tandem. So, while expected, the Fed’s announcement was further proof that a meaningful decline in mortgage rates—and a subsequent real estate market rebound—is farther off than many experts predicted.
“The housing market has always been interest rate sensitive. When rates go up, we tend to see less activity,” explained Realtor.com chief economist Danielle Hale in a recent article. “The housing market is even more rate sensitive now because many people are locked into low mortgage rates and because first-time buyers are really stretched by high prices and borrowing costs.”⁷
Many experts now speculate that the first benchmark rate cut will come no sooner than September, so homebuyers hoping for a cheaper mortgage will have to remain patient.
“We’re not likely to see mortgage rates decline significantly until after the Fed makes its first cut; and the longer it takes for that to happen, the less likely it is that we’ll see rates much below 6.5% by the end of the year,” predicted Rick Sharga, CEO at CJ Patrick Company, in a May interview.⁸

What does it mean for you? Mortgage rates aren’t expected to fall significantly any time soon, but that doesn’t necessarily mean you should wait to buy a home. A drop in rates could lead to a spike in home prices if pent-up demand sends a flood of homebuyers back into the market. Reach out to schedule a free consultation so we can help you chart the best course for your home purchase or sale.

BUYERS ARE GAINING OPTIONS AS SELLERS RETURN TO THE MARKET
There is a silver lining for buyers who have struggled to find the right property: More Americans are sticking a for-sale in their yard.⁹ Given the record-low inventory levels of the past few years, this presents an opportunity for buyers to find a place they love—and potentially score a better deal.
In 2023, inventory remained scarce as homeowners who felt beholden to their existing mortgage rates delayed their plans to sell. However, a recent survey by Realtor.com shows that a growing number of those owners are ready to jump in off the sidelines.¹⁰
While the majority of potential sellers still report feeling “locked in” by their current mortgage, the share has declined slightly (79% now versus 82% in 2023). Additionally, nearly one-third of those “locked-in” owners say they need to sell soon for personal reasons, and the vast majority (86%) report that they’ve already been thinking about selling for more than a year.¹⁰
Renewed optimism may also be playing a part. “Both our ‘good time to buy’ and ‘good time to sell’ measures continued their slow upward drift this month,” noted Fannie Mae Chief Economist Doug Duncan in an April statement.¹¹
However, the current stock of available homes still falls short of pre-pandemic levels, according to economists at Realtor.com. “For the first four months of this year, the inventory of homes actively for sale was at its highest level since 2020. However, while inventory this April is much improved compared with the previous three years, it is still down 35.9% compared with typical 2017 to 2019 levels.”⁴

What does it mean for you? If you’ve had trouble finding a home in the past, you may want to take another look. An increase in inventory, coupled with relatively low buyer competition, could make this an ideal time to make a move. Reach out if you’re ready to search for your next home.
If you’re hoping to sell this year, you may also want to act now. If inventory levels grow, it will become more challenging for your home to stand out. We can craft a plan to maximize your profits, starting with a professional assessment of your home’s current market value. Contact us to schedule a free consultation.

HOME PRICES ARE RISING AT A MORE MANAGEABLE PACE
Homebuyers struggling with high borrowing costs have something else to celebrate. The national median home price has remained relatively stable over the past year, due to sellers bringing a greater share of smaller, more affordable homes to the market.⁴
In addition to offering cheaper homes, a recent survey found that home sellers are also adjusting their expectations when it comes to pricing. In many regions, just 12% anticipate a bidding war (down from 23% last year) and only 15% expect to sell above list price (versus 31% in 2023).¹⁰
But buyers shouldn’t expect a fire sale. According to Realtor.com’s April Housing Market Trends Report, “On an adjusted per-square-foot basis, the median list price grew by 3.8%, as homes continue to retain their value despite increased inventory compared with last year.”⁴
Dr. Selma Hepp, chief economist for the data firm CoreLogic, projects that home prices will keep rising at a gradual pace through the rest of 2024. “Spring home price gains are already off to a strong start despite continued mortgage rate volatility. That said, more inventory finally coming to market will likely translate to more options for buyers and fewer bidding wars, which typically keeps outsized price growth in check.”¹²

What does it mean for you? An increase in more affordable housing stock is great news, especially for first-time buyers. And with home values expected to keep rising, an investment in real estate could help you build wealth over time. Reach out to discuss your goals and budget, and we can help you decide if you’re ready to take your first step on the property ladder.

DESIRE TO OWN PERSISTS, BUT AFFORDABILITY REMAINS AN OBSTACLE
Surveys show that the American dream of homeownership is alive and well, despite the financial challenges. In fact, a recent poll by Realtor.com found that 55% of Millennial and 40% of Gen Z respondents believe that now is a good time to buy a home.¹³
According to Fannie Mae Chief Economist Doug Duncan, buyers are starting to adapt to the new economic reality. “With the historically low rates of the pandemic era now firmly behind us, some households appear to be moving past the hurdle of last year’s sharp jump in rates, an adjustment that we think could help further thaw the housing market. We noted in our latest monthly forecast that we expect to see a gradual increase in home listings and sales transactions in the coming year.”
The Realtor.com study also revealed that even a small drop in mortgage rates could give a big boost to homebuyer demand and affordability. In fact, 40% of the buyers polled would find a home purchase attainable if rates fall under 6%, and an additional 32% plan to enter the market if rates dip below 5%.¹³
But waiting for rates to drop isn’t the only approach that Americans are using to afford a home. A survey by U.S. News & World Report found that determined homebuyers are employing a variety of strategies, including shopping multiple lenders (52%), purchasing discount points to lower their rates (36%), and opting for adjustable-rate mortgages (36%). More than three-quarters of today’s buyers also hope to refinance to a lower rate in the future.¹⁴
Despite the obstacles, these respondents remain steadfast in their desire to own a home, listing financial benefits, stability, and more space as their top motivations for wanting to buy.¹⁴

What does it mean for you? If you’re dreaming of a new home, let’s talk. We can help you evaluate your options and connect you with a mortgage professional to discuss strategies you can use to make your monthly payments more affordable. And remember, in many cases, you can refinance if rates drop in the future.
If you have plans to sell, it will be crucial to enlist the help of a skilled agent who knows how to maximize your profit margins and draw in qualified buyers. Reach out for a copy of our multi-step Property Marketing Plan.

WE’RE HERE TO GUIDE YOU
While national housing reports can give you a “big picture” outlook, much of real estate is local. And as local market experts, we know what’s most likely to impact sales and drive home values in your particular neighborhood. With Sandpoint Realty, as a trusted partner in your real estate journey, we can guide you through the market’s twists and turns.
If you’re considering buying or selling a North Idaho home in 2024, contact us now to schedule a free consultation. Let’s work together and craft an action plan to meet your real estate goals.

The above references an opinion and is for informational purposes only. It is not intended to be financial, legal, or tax advice. Consult the appropriate for advice regarding your individual needs.
Sources:
1. CBS News – https://www.cbsnews.com/news/federal-reserve-rate-decision-pause-december-13/
2. Bankrate – https://www.bankrate.com/mortgages/historical-mortgage-rates/
3. Fannie Mae – https://www.fanniemae.com/media/50096/display
4. Realtor.com – https://www.realtor.com/research/april-2024-data/
5. Bankrate – https://www.bankrate.com/real-estate/is-the-housing-market-about-to-crash/
6. NPR – https://www.npr.org/2024/05/01/1248454950/federal-reserve-inflation-interest-rates
7. Realtor.com – https://www.realtor.com/news/trends/will-the-fed-cut-interest-rates-2024-housing-market/
8. The Mortgage Reports – https://themortgagereports.com/32667/mortgage-rates-forecast-fha-va-usda-conventional
9. Fast Company – https://www.fastcompany.com/91106568/housing-market-inventory-rising-across-country-maps
10. Realtor.com – https://www.realtor.com/research/2023-q1-sellers-survey-btts/
11. Fannie Mae – https://www.fanniemae.com/research-and-insights/surveys-indices/national-housing-survey
12. CoreLogic – https://www.corelogic.com/press-releases/corelogic-us-annual-home-price-growth-slows-still-up-by-over-5-february/
13. Realtor.com – https://www.realtor.com/research/america-dream-survey-feb-2024/
14. US News & World Report – https://money.usnews.com/loans/mortgages/articles/2024-homebuyer-survey
June 7, 2024
Special Treat at Charlie Lane Showing

I have long stated not to venture out in North Idaho without a camera. No matter a phone camera or regular. But some of the best shots I have gotten have been spontaneous and would not have been available minutes later.

While meeting another agent at our listing on Charlie Lane I needed turn left from the paved county road to the private road leading to listing less than a mile away. The street sign being rather unique to say the least. Worth stopping to share.

After meeting with the buyers agent and clients, at Charlie Lane I left them to enjoy viewing the log home and property. On leaving I saw both the deer and the turkeys within a quarter mile of the Street Sign. Not a bad Saturday Morning drive.

Photo of the turkeys blurry. They were blending in so well difficult to get focused. None the less worth sharing.

North Idaho is so incredibly beautiful and virtually always offering something visual to remind us how fortunate we are to live here.

If you are interested in seeing short YouTube video of 136 Charlie Lane – Sandpoint – Idaho – Click Here.  Selkirk MLS 20240597

‘Experience the Difference’ in working with a full time Professional Sandpoint Realty REALTOR®.  Your wants and needs will always be my priorities.

April 8, 2024